Moriah Paralegal Services

Consumer Protection

The Consumer Protection Act defines consumer rights and business obligations. If you're in a dispute over goods or services sold, you have several options such as mediation, arbitration, or small claims court. Instead of immediately choosing to initiate a court proceeding, start with negotiation or mediation, as they may be more efficient. There are also other alternatives to consider before entering a costly or lengthy legal process. I've assisted many clients in obtaining timely and fair solutions through negotiations and helping with complaints to watchdogs and regulators*. If you're dealing with a dispute about goods or services, contact me today to explore your options.

*I do not offer services related to complaints made to or about Legal Aid Ontario, Law Society of Ontario or Ontario College of Teachers.

Debt Collection

Finding it tough to recover a debt? I assist in writing demand letters and act as a bridge between you and your client, ensuring stress-free debt collection.

About Pricing

Debt collection services are offered on a contingency fee basis. You don't pay unless you recover funds.* The table below outlines the percentage of fees based on each case's complexity. The complexity of the matter often changes as the case progresses and more factors are considered. The collections process is completely transparent. I will collaborate closely with your company to establish a timeline for the expected date of collection and, with weekly check-ins, we will monitor complexity to ensure we adapt to new developments efficiently. Should negotiations be unsuccessful, I will refer you to a legal professional to assist with the court process.

Matter Complexity	Fee (% of collected amount)
Routine debt (no history of dispute or evasion)	15%
Moderate complexity (some dispute or limited contact)	20%
High complexity (non-compliance, evasion)	25%

*Disbursement and document drafting fees may apply upfront.

Notary & Commissioning Services

Accessible, Affordable, and Local Notary Services: Serving Scarborough’s Golden Mile, Oakridge & The Beaches

I am a Notary Public and Commissioner for Taking Affidavits. I offer professional notary signing and commissioning. With a commitment to accuracy and confidentiality, I handle all documents with meticulous care. My clients trust me to manage their documentation needs efficiently, knowing their affairs are in capable hands.

I offer mobile and in-person notary services as well as remote* commissioning services. Whether you need me to come to you, prefer to come to me or have the option to handle your needs virtually, I have flexibility to accommodate. I am dedicated to providing efficient and reliable service for all your documentation needs.

*About "remote" notary services: Please be diligent when choosing your notary services. Remote notary services are not yet available in Ontario. As such, documents that have been notarized remotely may be not be accepted by provincial authorities and run the risk of being invalidated. The Notaries Act does not currently accommodate remote notarization. Section 3 of the Act provides that "if the regulations made under this Act so provide and the conditions set out in the regulations are met, a notary public may, in accordance with the regulations, exercise his or her powers without being in the person’s physical presence". [emphasis added].

Simply put, the Act has a provision that allows the government to make a regulation allowing remote notary services. However no regulation has been made to date. To protect the validity of your documents, please be aware that, in Ontario, in-person notary services are currently mandatory.

Source: Law Society of Ontario

Deborah J. Moriah,
Licensed Paralegal, Notary Public

Deborah J. Moriah: Principal Paralegal

Deborah was licensed by the Law Society of Ontario in March 2016. She obtained an honours Paralegal Ontario College Graduate Certificate from Centennial College in 2015. Prior to her career in legal services, she obtained an honours degree in Professional Writing and Communications Studies from York University in 2009 and continues to work as a freelance writer and editor.

Since becoming a paralegal, Deborah has worked in several different areas of law, including personal injury, provincial offences, immigration, small claims, Social Justice Tribunals (Human Rights, Social benefits, criminal injuries compensation) and consumer protection.

Deborah is also a Justice, Equity, Diversity, and Inclusion (JEDI) Professional and EDI Consultant providing systems reviews and developing EDI education workshops for a variety of agencies and organizations within the public and private sectors. In 2023, she founded